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Legal Disclaimer


Disclosure Information

HK Financial Services is a registered investment adviser with the Securities and Exchange Commission (SEC). Registration as an investment adviser with the SEC does not imply any level of skill or training. HK Financial Services complies with the current notice filing requirements imposed upon SEC-registered investment advisers by those states in which HK Financial Services maintains clients. HK Financial Services has its principal place of business in the State of Iowa. HK Financial Services (and our representatives) may only conduct business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Any subsequent, direct communication by HK Financial Services with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

This website is limited to the dissemination of general information pertaining to investment advisory and wealth management services provided by HK Financial Services. The information contained on this website is educational in nature and should not be construed as personalized investment, legal, tax or insurance advice and should not be considered as a recommendation for any specific investment product, strategy, plan feature or other purposes. By receiving this communication, you agree with the intended purpose described above. We are not suggesting that the recipient or any other person take a specific course of action or any action at all.

If we determine that it is appropriate based on the client’s investment objectives and risk profile, we will recommend sub-advisers’ services to manage a portion of a client’s assets. These sub-advisers charge fees in addition to and separate from the fees charged by HK Financial Services. Clients are advised that a conflict of interest exists to the extent we recommend sub-advisory services.

Certain of our representatives are licensed securities representatives and/or insurance agents with non-affiliated companies and, in that capacity, may recommend on a fully disclosed basis the purchase of certain securities or insurance-related products. These individuals are compensated for the sale of these products. The recommendation by a representative of HK Financial Services that a client purchase a commission-based product presents a conflict of interest, as the receipt of commission,  may provide an incentive to recommend products based on commissions received rather than on a particular client’s need. No client is under any obligation to purchase any commission-based products from a representative of HK Financial Services. Clients are reminded that they may purchase securities or insurance-related products recommended by HK Financial Services through other, non-affiliated companies.

For additional information about HK Financial Services, including fees, services provided, please contact us or refer to the Investment Adviser Public Disclosure (IARD) website. Please read our ADV Disclosure Brochure carefully before you invest or send money.

Retail brokerage offered through ProEquities, Inc., A Registered Broker Dealer and Member FINRA and SIPC. Advisory services offered through HK Financial Services (HKFS), A Registered Investment Adviser. Insurance products offered through many highly rated carriers. HKFS and ProEquities are independent of each other.

Terms of Use

 

These “Terms of Use” set forth the terms and conditions that apply to your use of www.hkfs.com (the “website”). By using the website (other than to read this page for the first time), you agree to comply with these Terms of Use. The right to use the website is personal to you and is not transferable to any other person or entity.

Copyrights and Trademarks

  1. No person is authorized to use, copy or distribute any portion of the website, including related graphics.
  2. HK Financial Services and other trademarks and/or service marks (including logos and designs) found on the website are trademarks/service marks that identify HK Financial Services and the services we provide. Such marks may not be used under any circumstances without the prior written authorization of HK Financial Services.

Links to Third-Party Websites

HK Financial Services may provide hyperlinks to third-party websites as a convenience to users of the website. HK Financial Services does not control third-party websites and is not responsible for the contents of any linked-to, third-party websites or any hyperlink in a linked-to website. HK Financial Services does not endorse, recommend or approve any third-party website hyperlinked from the website. HK Financial Services will have no liability to any entity for the content or use of the content available through such hyperlink.

No Representations or Warranties; Limitations on Liability

The information and materials on the website could include technical inaccuracies or typographical errors. Changes are periodically made to the information contained herein. HK FINANCIAL SERVICES MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEBSITE, ALL OF WHICH IS PROVIDED ON A STRICTLY “AS IS” BASIS, WITHOUT WARRANTY OF ANY KIND AND HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES REGARDING ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEBSITE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES SHALL THE SITE OWNER OR PUBLISHER BE LIABLE UNDER ANY THEORY OF RECOVERY, AT LAW OR IN EQUITY, FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, SPECIAL, DIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF USE OR LOST PROFITS), ARISING OUT OF OR IN ANY MANNER CONNECTED WITH THE USE OF INFORMATION OR SERVICES, OR THE FAILURE TO PROVIDE INFORMATION OR SERVICES, FROM THE WEBSITE.

Changes to these Terms of Use – HK Financial Services reserves the right to change these Terms of Use at any time by posting new Terms of Use at this location. You can email HK Financial Services with any questions relating to these Terms of Use at info@hkfs.com.

Maintaining your trust and confidence is among our highest priorities. We recognize that protecting the privacy and security of our clients is an important responsibility. That is why we at HK Financial Services want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information.