For our discretionary asset management, you will pay us a management fee – an annual percentage based on
the value of your assets under our management. This means that the more assets in your account, the more you will pay to us. You will generally pay the management fee in arrears at the end of every calendar quarter. What you pay to us will not change based on the types of investments we select or the number of transactions we make for your account. Our management fee will reduce the overall amount of your investments.

For one-time financial plans only, you will pay a one-time fixed fee – the amount of which will vary based on the complexity of your financial planning needs.